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Posts Tagged ‘online identity theft’

Spread And Impact Of Identity Theft

October 19th, 2009
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You must have listened to many types of theft. We have been listening about crimes and criminals from our early age. We have always imagined criminal with some guns or knives and with dark masks on their face. But with changing times, their have been rise in technologies and which have been used by all classes of users.

These classes of users also include criminals who have started using new technologies for better crimes! Yes it’s true. Now criminals have started thinking of what is called as sophisticated robbery!  Identity thefts don’t have to take mush physical efforts. They just keep on observing a person for all day long.

They try to find out any mistake made by that person which would help them in accessing his very private information. People often make mistakes such as not hiding their secret codes while accessing their credit cards or bank ATM cards. Such faults often cost them very huge amounts. Next thing criminals do is steal that private asset of yours and access it as if correct person is doing it. This means that criminal has stolen that person’s identity. This is identity theft.

Origin and spread of identity theft

Talking about origin of identity theft, it can be related back to many centuries when there were no such technologies as plastic surgeries but still people were  able to pretend as if they were some one else. That was an art which was used for good purpose. But now let us talk about recent times when there were inventions of things such as credit cards, mobile phones, computers and many such other gadgets.

These gadgets facilitated living of people and they proved to be as blessings of science and technologies. But soon adverse effects were to be seen. Criminals found out new loop holes in these technologies and started to use them as their new weapon for stealing other’s identity. Soon identity thefts started to spread from one country to another. Its origin can be noted some where in USA but soon was observed on larger scale in European countries.

It also affected smaller continents such as England and soon was observed in Asian countries also. Spread was very fast as news about identity thefts was spreading all over the world. Criminals came to know about such new styles of crime and hence evolved the spread of identity theft crime.

Many people were affected by this and even many organisations and companies suffered severe losses due to identity thefts. Thing to remember is that identity theft affects not only on individual level but also on enterprise levels.

Other affected locations

Identity thefts were largely spread in Asian continents also. Although there was not so much of technology hike in these areas, there were some other fields which were made profitable by identity thefts. Not just credit cards or credit reports, but there was rise in people using mobile phones. This was the chance taken by the criminals and started identity thefts about such things. After all, identity theft can be reported if any of your asset which has your very private data is stolen.

John Goldman is an expert in matters relating to Identity Theft and Identity Fraud.To learn more about things that can help you to detect and avoid ID theft and fraud http://www.idtheft-breakingnews.tv“> view our Identity Theft and Fraud website

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Insider Tips To Avoid Online Identity Theft

May 9th, 2009
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Identity theft and fraud cases are everywhere these days. Online identity theft is the number one way an identity thief gains personal information. And think about how easy it is for him or her to do it? People use the internet more and more every day. You can order merchandise online instead of going into a retail store. You can shop for groceries online in some cities. Your computer is a storehouse of all of your personal and financial information.

Where online identity theft is concerned, you can never be too sure about the information you are receiving or sending out. An identity thief will go to great lengths to steal your identity. Some create fake websites that look like the websites you typically visit. Some even set up viruses so they can gain access to your computer. There are even some identity theft victims that have had their personal information sold by a trusted company.

Preventing identity theft online can be difficult but it is not impossible. It does take awareness and it does take diligence. You have to be a bit jaded with everything you do online. This is a sad state of affairs but it is absolutely true. You never know how secure your personal information actually is. The identity theft cases that have occurred due to online intrusions are pretty serious but most could have been prevented with a little bit of caution.

Identity theft solutions are available if you know where to look. The first step is making sure that your computer is secure. This means buying and installing trusted security software that will prevent outside intruders from gaining access to your computer’s hard drive. Most identity theft victims discover the hard way that their computers were not secure. Another issue is going to unsecured websites and entering in personal information, such as credit card numbers. If you are not sure of the website, then do not give them your financial information.

Will online identity theft ever happen to you? It is very possible. Even with high tech software encryptions, website verification and security, it can still occur. The identity thieves will just try different tactics. Sometimes they will be successful and other times they will be thwarted. Preventing identity theft is ultimately your responsibility. You can do your part and protect your information as best possible. Hopefully, there will come a time when the internet is completely safe for all.

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Internet Identity Theft: How to Stay Safe

March 19th, 2009
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The problem of identity theft should be taken very seriously by everyone. There are thousands of people around the world who have been made a victim of this crime and have suffered greatly for it. This means taking your personal information and using it for illegal purposes.

The home computer is one of the latest places for identity theft to occur. An intelligent online identity thief can easily get all of your personal information. He can use it to ruin your credit rating, which can take many years to fix even if you are a victim of this crime.

Getting a new computer is a common situation in which thieves can gain access to your personal information. People can be so excited about their new computer that they simply unplug the old one and set it aside until it’s time to dispose of it.

This is a very bad idea. That old computer has all of your passwords, bookmarks, emails, and internet history. Someone just has to take it home and plug it in to see what you have been doing, buying, and looking at.

The internet itself is used to gain access to all kinds of personal information. College students are at very high risk because their personal information and grades are often posted on the internet so they can check it. Once someone cracks their password, the thieves have information that they can use for fraudulent purposes.

It isn’t difficult to keep this from taking place. Choose passwords that are complicated. Don’t select a combination that can be easily tied to you. No numbers, no names, nothing like that. Your password should be 8 to 10 characters in length, using both letters and numbers. That is very hard to crack.

Monitoring your credit report is a smart way to maintain identity theft protection. Keep an eye on it by checking it at least every couple of months. Make sure that all of the activity reported is legitimate.

Another tip is to be very cautious with your credit card information when online shopping. Be picky about your shopping sites, and avoid those with which you are unfamiliar. Make sure that the websites you order from are safe and your privacy is protected.

In addition, take care when responding to emails. Oftentimes people will send out fake emails that are “phishing” for information. The message might congratulate you on getting a job that you made an online application for, or pose as some sort of financial institution as a way of obtaining your personal details.

Although you can’t guarantee that you will never be a victim of online identity theft, with this helpful advice you should be able to feel a lot safer.

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Protect Yourself Against Online Identity Theft

March 17th, 2009
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Life is much easier for many of us these days because of the internet. You can access unlimited information, communicate with people anywhere in the world, and send and receive important documents. However, all these benefits come with some potential problems. Thieves are also taking advantage of the easy availability of information by accessing your private data.

Many people these days keep a lot of sensitive information stored on their PDAs, laptops and desktop computers. This often includes data such as banking and credit card information along with the relevant passwords. The amount of damage that can be done to your credit can be devastating if a criminal is able to get his hands on your electronic data. Another way to grab the information he wants is to hack into your computer from a distance and dig out any useful information.

To keep yourself safe from this devastating crime, implement the following tips for identity theft protection immediately.

1) Block unauthorized access to your computer by requiring a password in order to log in. Do this for your PDA and laptop also.

2) Change your computer settings so it doesn’t automatically remember your passwords. A lot of people have chosen the convenience of having their computer remember their passwords and enter them automatically. However, identity thieves will find it just as convenient to access your financial accounts.

3) Change your passwords frequently.

4) Use antivirus software, and make sure it’s always running. These programs can keep hackers from infiltrating your system and stealing your information.

5) File sharing is another danger area. If your computer is set up to allow the transfer of information between two computers, you’re more vulnerable to hacking.

6) Phishing is a very common means of gathering your personal information. This crime is most commonly in the form of an email that looks like it comes from a legitimate financial institution. When you follow the link, you’ll be requested to enter your password. This information is then captured and used to take over your identity.

Another way to protect yourself is by taking out identity theft insurance, which is widely available these days. These policies typically cover any expenses you incur related to the theft of your identity. Postage, the cost of phone calls, and related legal fees are all usually covered. You can also be reimbursed for lost wages if you missed work while trying to resolve the situation. If you don’t think you could deal with these kinds of costs on your own, your best bet is to take out some coverage.

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Online Identity Theft Is Not A Myth

February 12th, 2009
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Online identity theft is becoming a serious concern for many people. While it seems that most online retailers will ensure that your personal information is protected it is still very much your responsibility not to display this information. The most widely used way of online identity theft is through social websites.

People seem to have no qualms about displaying all their personal details. In most countries it is not very hard to find out information about people just through their date of birth and home address. These people who partake in online identity theft have no morals and will do whatever it takes to fund their own needs and most of us are easy targets without even knowing it.

Most people seem unaware that once they put their personal information on display then they are also putting themselves at risk of online identity theft. However there are secure ways of paying for online goods that will put you less at risk such as using paypal and e-gold and such widely used online financial institutes that have already developed strategies to help combat online identity theft.

Online Identity Theft Is Not Only Virtual Heartache

The key is being cautious about where you display your information. The major problem with online identity theft is that you become vulnerable as anyone with the wrong intentions could use your identity to perhaps get a credit card, a loan.

The fear of this is that mostly terrorist groups would take on such an endeavour and this often leaves you holding the bill. You could indirectly find yourself funding terrorists activities, just because you were willing to give your information to any website that requested it.

The problem is that if someone does use your identity to take out a credit card you are the one left paying the bill. People are too willing and trusting of the million websites that require you to put in your information.

It is not hard for people who really want something to find it and if they want to use your identity then they will. It is better to be safe than end up part of the identity theft statistics.

In ensuring the safety and comfort of society the government needs our help in assisting them with the rising cost of the online identity theft. The problem is that this money funds global criminal organizations which in turn come back to vandalize or terrorize our countries. All it takes is some proactive action whereby you do not display your personal information as if it does not mean anything.

Go here for more about Identity Theft Facts and Avoid Identity Theft

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