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Posts Tagged ‘keyloggers’

Phishing and Pharming: Dangerous Scams

April 22nd, 2010

As soon as almost all computer users already got used to — or at least heard about — the word “phishing”, another somewhat confusing word appeared. He can do web design. Pharming. Does it differ from phishing — if yes, how? Two Pharmings Actually, two completely different fields use the term “pharming” now. We can say there exist two separate “pharmings”. If genetics or businessmen from pharmaceutical industry are talking about pharming (spelled like that) it might have nothing to do with computers. This word has long been familiar to genetic engineers. For them, it’s a merger of “farming” and “pharmaceutical”  and means the genetic engineering technique — inserting extraneous genes into host animals or plants in order to make them produce some pharmaceutical product. Although it is very interesting matter, this article isn’t about it. As for PC users, the term “pharming” recently emerged to denote exploitation of a vulnerability in the DNS server software caused by malicious code.  This code allows the cybercriminal who contaminated this PC with it to redirect traffic from one IP-address to the one he specified. She likes Christmas Presents.

In other words, a user who types in a URL goes to another web site, not the one he wanted to–and isn’t supposed to notice the difference. Usually such a website is disguised to look like a legitimate one — of a bank or a credit card company. Sites of this kind are used solely to steal users’ confidential information such as passwords, PIN numbers, SSNs and account numbers.Dangerous Scams A fake website that’s what “traditional” phishing has in common with pharming. This scam can fool even an experienced computer user, and it makes pharming a grave threat.  The danger here is that users don’t click an email link to get to a counterfeit website. Most people enter their personal information, unaware of possible fraud. Why should they suspect anything if they type the URL themselves, not following any links in a suspiciously-looking email? Unfortunately, “ordinary” phishers are also getting smarter. They eagerly learn; there is too much money involved to make criminals earnest students. At first phishing consisted only of a social engineering scam in which phishers spammed consumer e-mail accounts with letters ostensibly  from banks. The more people got aware of the scam, the less spelling mistakes these messages contained, and the more fraudulent websites looked like legitimate ones. He is a Costume Hire owner.

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Keyloggers: Threatening Our Online Lives

February 28th, 2010

It might be noted that over the recent year 2 million american have been victimized by internet identity thieves, and around 70% of them have in one way or the other transacted with their bank online including paying bills. More than 50% say they’ve been targeted by Internet identity theft perpetrators through e-mail that usually installs malwares in the form of commercial identity theft in your computer.

Doing transactions online usually makes the work easier but when threats of identity theft abounds, what should be done? When you do decide to keep doing paperless transactions online, ensure that you are monitoring all your accounts at least once a week, so that any abnormal activity can be spotted at once and moves to resolve such can be done at the soonest possible time, this can help decrease the risk of identity theft and also ensure that you have commercial identity theft.

Experts have predicted that as internet identity theft grows, e-commerce and e-banking will slow down to a halt because of them. It seems that people will start looking for alternative ways to transact business as many users have come to realize the risks involved in doing paperless transactions including but not limited to account hijacking. As keyloggers are getting installed in personal computers sometimes by merely by accessing or visiting a website, more and more individuals are becoming wary but  to the rest of those who still prefers to use the internet, will just have to be more aware.

Yes identity thieves are becoming more aggressive but even as this is the case, more and more Americans are also aware and vigilant, only about 5% of them still open scam emails, most, since being so used to receiving such, don’t bother to open these types of mails anymore.And this decision is very wise. Never open any email from companies, especially financial institutions likes banks and credit card,  if you didn’t send them any email in the first place, for this may not only wish to direct you to phishing website but may also download and install commercial identity theft in your pc to  monitor your keystrokes and gain your personal information.

Take note that a FIFTH of Internet identity theft victims have clicked phishing e-mails, installed keyloggers on their computers giving out personal information without really knowing what they have done. Majority of big financial firms as well as e-payment processors like paypal has been attacked by these phishers as well, we individuals ain’t alone. Many have become victims, don’t be one of them.

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